You can effectively and easily navigate complex insurance and construction environments post a disaster, but there is a catch. You need quality-pre-disaster-data on the current state of your home, the benefits include;
Quality-pre-disaster-data eliminates confusion, delays and unnecessary homeowner and insurer expense.
With quality-pre-disaster-data you will get your home back – as good as new, efficiently and well compared to those without it.
From the lessons of Canterbury, working with homeowners since 2011, we know the data you and your home need before the disaster strikes.
We also know the routines and process to follow to help you prove your loss, and for your insurer have confidence in the data you provide to them.
Our priority is you
To reinstate damaged homes post a disaster correctly and well can be a long and challenging process fraught with risk. To manage risk, as the homeowner, you need to be confident with the process, people, and the technology you engage with.
To manage reinstatement risk each specialist in your team must work directly for you, each report written for you, and each member of your team must understand aspects of the insurance process you are following.
We encourage questions and we want you involved at each step of your homes reinstatement.
We commit to approach reinstatement project with care and attention to detail making you our priority.
Understanding the damage
Post a disaster damaging your home there is a real possibility disaster damage can be missed and/or misunderstood. The results for you as the homeowner can be devastating, and very costly for insurers.
To mitigate errors such as under assessment, application of an incorrect reinstatement, and even poor quality work, you cannot afford to take short cuts if you plan to have your home reinstated appropriately.
That is why we work solid, reliable, and competent professionals and experts, managing and guiding them throughout your reinstatement project.
Once the right people are in place, accurate information about the damage is gathered, and the nature of materials fully determine.
Next, in collaboration with your wider team of experts and your insurer, appropriately conservative reinstatement strategies which conform with reinstatement entitlements are determined and agreed by stakeholders.
It takes a dream team
There is no one size fits all fix when a home has complex disaster damage. Instead, it takes a broad and deep range of skills and experience to correctly assess damage, determine appropriate reinstatement strategies, conform to legal entitlements, mitigate homeowner risk, and physically reinstate a home when insurance is involved. The benefits of this includes;
Your dream teams generally requires a trusted carpenter, maybe structural and geo-technical engineers, potentially a quality architect, likely an experienced quantity surveyor, and commonly cladding, foundation, roofing and draining expertise.
In a dream team we include your insurers claim specialist, and if necessary a really good insurance lawyer.
Of course, you will need a specialist reinstatement project manager with the skills and expertise, capable of taking the lead, bringing the right team together, and your reinstatement project to completion.
To manage risk, as the homeowner, you need to be confident with the process, people, and the technology you engage with.